We represent every major company doing business in NY, NJ and Nationally. We service small groups from 1 to 100 employees and large groups 101 + employees. Our experience and knowledge with the Affordable Care Act (Obamacare) assures your company stays compliant and out of trouble. We routinely provide Legislative updates so our clients remain up to date with all the latest information.
Group Benefits
Whether it’s Oxford, Blue Cross, Cigna or any other company or whether a combination with dental and vision (auxiliary benefits) are desired, PBT will design the right plan or combination of plans to meet you r budget and requirements. Multi state plans and split state plans are arranged wherever necessary. A group’s doctors, medications and current medical needs are all taken into account when designing the right plan. Our attention to detail is your guarantee the right choice was made.
The Affordable Care Act “Obamacare” effects and challenges
Now more than ever new rules and regulations are having a profound impact on a company’s bottom line. Confusion over who is mandated and who is not to provide credible coverage is overwhelming business owners and casting a shadow over future growth prospects. PBT will work with your company to simplify the process, keep you up to date and stay compliant. We will design plans to minimize the effects the ACA will have on your business. We make sure you do what you do best and let us do the rest.
The Process
PBT has developed a proprietary way of evaluating and developing plans for a company’s health, dental, vision and life benefits. We take the time to understand your needs and analyze your current benefits. We look at premiums, doctors visited, drugs consumed, employee contributions, dependents ages and other important items to design the plan that works best for your company and you. Enrollment support is provided at all stages and at renewal we deliver extensive plan alternatives helping to maintain a company’s profitability.