Life insurance is one of the most affordable voluntary benefits with a highly recognizable value among all economic and social groups. In Fact, according to the Life Insurance Marketing and Research Association, 44% of middle market consumers currently without life insurance believe they have a definitive need for it. With a wide variety of both term and permanent life insurance plans, today’s employees and companies have more choices than ever before. PBT can provide a variety of plan choices from highly rated carriers. Affordable and essential in securing future financial stability, group life insurance is a win-win for both employers and employees.
Employees want protection that helps maintain their physical health…and they appreciate the opportunity to safeguard their financial health as well. Group Disability Insurance ensures employees a regular income should they become disabled. Employers and employees can choose options that provide long-term disability (LTD) or short-term disability (STD) protection. Considerations for choosing the appropriate disability insurance plan include individual health, family economic status and the risk factors associated with the individual job or industry. PBT offers solid disability protection that addresses employee and employer needs.