When a business or individual in New York decides to buy insurance, one of the first questions they ask themselves is “How can I find the most affordable insurance policy for my small business?” Platinum benefits team has established some pretty good rates for small business owners who need insurance. According to the Insurance Information Institute, the average rate for a business in New York was $1 million. Small businesses in New York pay less than fifty cents on the dollar compared to businesses in the other states of the Northeastern United States.
Platinum benefits team in New York will provide a quote after the prospective policy holder fills out a form. All you have to do after that is to determine which type of coverage would be the best for your business and set a monthly deductible amount. In New York, there are some insurers who require no deductible and this is usually considered a high-risk policy
Platinum benefits team will also be able to recommend insurance policies that are not on the “New York list” but are similar. This would include policies such as “buying in force”, which allows the insured to use the insurance for a specified period of time, and “continued coverage” which can be used for an extended period of time in order to insure the insured’s continued health insurance coverage. An agent or broker will be able to help your business to obtain a policy that meets its needs and provides it with the coverage it needs.